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Final pay - deferred member

This is usually the pay earned during your final year of scheme membership, or one of the previous 2 years if this is higher. Payments made in that year do not count if they relate to a different period.

If your pay was reduced because of sickness, your final pay will be the pay that you would have received if you had not been off sick.

If you were issued with a "certificate of protection" and you left the LGPS within 10 years of the reduction or restriction in your pay, your benefits will be calculated on a protected final pay of either the best year's pay in the last five years prior to leaving, or the best consecutive three year average in the last thirteen years after allowing for inflation.

Employees in England and Wales who left the LGPS after 31 March 2008: a "certificate of protection" can only apply if the reduction or restriction to your pay occurred before 1 April 2008. From 1 April 2008, if your pay was reduced, or increases to your pay were restricted, in your last 10 years of continuous employment with your employer, your benefits could be calculated on the average of any 3 consecutive years in the last 13 years (ending on a 31 March).

If you worked part-time when you left the LGPS, your final pay is usually the full-time pay that you would have received, if you had worked full time, apart from when calculating a lump sum death grant or a short-term spouse's, civil partner's or children's pension, when your actual part-time pay is used.  

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