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Period of membership - deferred member

Your period of membership is:

  • the number of years and days that you were a member of the LGPS (excluding any membership from an earlier LGPS pension already in payment, or from an earlier LGPS deferred pension, or from a concurrent period of LGPS membership, and excluding any LGPS membership in respect of which you have received a refund or have transferred the pension rights to another scheme), plus
  • any membership transferred in from another scheme, plus
  • any extra period of membership bought by you paying additional contributions, plus
  • any extra period of membership awarded by your employer, plus
  • any extra membership awarded by the Scheme if you are retired on the grounds of permanent ill health.

Any period of part-time membership is converted to full-time membership to calculate retirement benefits.

For example: 10 years working at half-time would be converted to 5 years of full-time membership, when calculating your LGPS retirement benefits.

If you are a married man with membership before 1 April 1972 this will be converted to 89% of its length unless you have elected to pay additional contributions to convert it to its full length.

In England and Wales : if you joined the Scheme after 31 May 1989 and before 6 April 2006 you could only pay contributions on your pay up to the Earnings Cap. If you left before 6 April 2006 your deferred benefits were based on your final pay which was subject to the limit imposed by the Earnings Cap. The Earnings Cap was removed from 6 April 2006 and, if it affected you, and you left on or after 6 April 2006, your relevant membership prior to then will be scaled down, but your benefits will be calculated on your full "uncapped" final pay.

In Scotland : if you joined the Scheme after 31 May 1989 and before 6 October 2006 you could only pay contributions on your pay up to the Earnings Cap. If you left before 6 October 2006 your deferred benefits were based on your final pay which was subject to the limit imposed by the Earnings Cap. The Earnings Cap was removed from 6 October 2006 and, if you were subject to the Earnings Cap on 5 October 2006 and your pay in 2005/06 exceeded the Earnings Cap of £105,600 and you left on or after 6 October 2006, your relevant membership prior to 6 October 2006 will be scaled down, but your benefits will be calculated on your full "uncapped" final pay.

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